Chad brought up his car payments somewhere else on here and I was like WOW thats a lot, but Chad explained it and I know he's not being foolish with his money or anything like that. Just personally, I find that to be a large monthly payment and I couldn't see myself spending so much. But I don't have a family and I don't live in his shoes. If I keep up my payments, I'll have paid off my latest vehicle in 3 years time on a 4 year loan. I feel pretty good about that, but that's not making me happy today as I've got another 12 "overpayments' still to make (although I could see myself just paying out if I get a bonus next March).
What is making me happy today is that it is a very nasty monday with the weather and yet, I've been super productive at work and I'm feeling good overall, thus making the day fly by.