Some of what you say is accurate, some not. Living in the city, you find things. I found a local bar - actually, I lived in two places, and in both places I had a local bar - where it's not "all city slickster". The Locust Rendezvous on, go figure, Locust Street is wonderful; if they're not on special ($2), Miller High Life's are (or were) $3.25. The Italian market on 9th Street has some of the best fresh produce and fresh meats you can buy. I'd go into Capuccio's, and if I wasn't buying their home made sausage, I'd get a couple NY Strips, and the main butcher would pull out the big hunk of meat, ask me "how thick?" and cut it right in front of me, then trim it nicely and wrap it up. Concerts? Forget about it. I ran into Fish in a local Irish bar before his show at the TLA, and after seeing Chickenfoot at the same place, I did shots with Michael Anthony's roadie (though he was sort of a d***) and ran into Sammy in the alley behind.
Having said that, it IS dirty, it IS sometimes loud, and as mean and cruel as this is going to sound, it made me very callous to some of the homeless. You got to know after a while who was legit and who wasn't, and unfortunately (or maybe fortunately?) there were more NOT legit than legit. (One guy - and his girl/wife - would sit all grubby at the exit ramp of 95; then one day I was waiting for my daughter at dance class and was in a local bar next door - not as sketch as it sounds; I had to finish a contract for work and they had wifi - and lo and behold, guess who was there. She's removing her nail polish to "go to work", and he was wearing an embroidered (read: $200 easy) Philadelphia Flyers hockey jersey. No thanks.