I'm not sure you understand. Apps like venmo and paypal are tied to your bank account. It's no different at the end of the day as paying cash so you cant go in debt, you either have the money or you dont. Now some apps are like swiping a credit card but it's usually tied to a real credit card so it's no different than using a credit card. There's really no difference between the way you pay today vs a credit card.
I totally understand. Whether someone thinks it was easier back then or easier now, or whatever, it all comes down to control.
Now having frivolous expenses and monthly occurring Bill's like cell phones and netflix and spotify, those are costs no one had back when I was a kid and almost seemed necessary by today's youth.
Again, it's priorities. There has always been a phone bill. Heck, to call two towns over when I was a teenager incurred long distance rates.
I do think what Kade is trying to say is that there's a tangible-ness to having cash. When I was a kid, I'd go into a record store with $25 and I had to make a choice. Today's youth is certainly capable of going through the same thought process with a debit card.
Things are easier now. And I think making things easier can sometimes be a disadvantage for someone impulsive.
My wife buys me Amazon cards for all holidays/birthdays, etc.. Sometimes, if I hear a song, or get a recommendation I click a button and I have the goods. Many times, I'll regret the purchase. But that's my problem.
And I would never say in my fogey voice that kids these days don't understand the concept of money. But when I look at college debt, and again, this isn't a statement on today's youth....you can either afford Boston College or you can't. Sure you can finance your education, but you're just screwing yourself.