Having a job is like
Oh I have to get up for work tomorrow..
but then arriving at work and going
oh yeah it's actually really easy and the time passes really quickly.
I'm not getting rid of my phone entirely. Just not getting a contract. If you keep the same phone and just get a SIM - it's about £10 - £20 a month instead of £30 - £50.
Plus I don't use hot water to wash up and my shower is electric so I don't need heating for most of the year.