Oh no, dude, I didn't take it as an insult whatsoever
You couldn't insult me with that at all, since I see it one of the things Germans/Europeans have down much better than Americans.
Yes, rural areas are tougher for not having a car, that's for sure. But, that said, I grew up in a semi-rural area too. And I did ride my bike for an hour to get to dance class in the neighboring city. You grow up knowing that's the way it is, and it's fine, because you're outside for an hour riding your bike.
rumborak