Unfortunately, I'm still living at home until I'm done college and there's no way the bike's going in the house. It took a lot of negotiation just to get to the point of buying a bike, so its gonna have to stay out of sight, out of mind if you know what I mean.
I'm probably just gonna bite the bullet and hold off till spring. That way I can have some more time to plan this out, but thanks for the advise though.
and Reaper, you've got me obsessed with the SV650. That's probably the bike I'm gonna get. Eventually...