I just did a little reading, Blob.
Yeah, I didn't understand the process properly. It's probably best just to go with the factory calibration that came with my monitor. Since I'm primarily concerned with having my edited family pictures print accurately to what I'm seeing on the monitor, it's not really that big of a deal. For the most part, things turn out fine if just a bit off on the temperature. I'll just need to compare and adjust from there.
Otherwise, I'd need to pick a specific lab and have them calibrate the monitor (and Photoshop) to their equipment.
Besides, standards are better than ever and it's not likely that I'll send something to a print lab and get a dramatically off color.