Yeah, I can't justify spending 5k on a bike right now, even if it is worth it (and this guy is stretching it).
I checked out cycletrader, and went to a dealership, and they had one 09 FZ6 that was "on sale" for $5999 (before taxes and fees). So bikes are more expensive here (SF Bay Area).
Now that I'm more comfortable looking at the bikes mechanically, I'm going to meet up with the guy selling the black 08 FZ6 I mentioned a few posts back (with the scratches). If the scratches are all on the oil pump cover, which it looks like, I can easily replace it from ParkShark for $36. Half the mileage, and he has it down to $3600 already. Then I can get my own gear and still be ahead.