Just got my rate for 2017 for independence blue cross If you don't use it, why not buy a cheaper plan? Is that the lowest cost plan in Penn? Also, as state plans increase in cost, so does the amount of the tax credit. Since this is open-enrollment time I'd be reevaluating.
I am 28 and completely healthy. I did not go to the doctor or hospital at all last year. Getting the standard plan, Last year it was $253 a month and next year it is $327 a month, so I no longer can afford this. I was just breaking even with how it was.
Before the Affordable care act, it was was around $150 a month which was affordable , so what he hell is going on.
This is the cheapest plan available for me to purchase
Nothing is covered until I hit the deductible. So If I were to actually need to go to the ED, unless its over $7,150 then I basically don't have insurance since I am paying for the cost of care.
The next cheapest is $284 with nothing being covered until $6000 dollar deductible, so I still am paying out of pocket if I actually need care, short of something costing $6,000.
I have 3 grand to my name and I am limping to the finish line of graduating in May and then I go on my employers, thank god, but I don't know how I would have handled this otherwise. I am just getting the cheapest one to hold me over until May.
Still, before the affordable care act, I could afford healthcare and it was a decent plan.