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Author Topic: Rent or buy?  (Read 1677 times)

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Offline AndyDT

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Rent or buy?
« on: June 01, 2011, 06:04:44 AM »
Do you rent a house/apartment or mortgage?
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Offline JustJen

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Re: Rent or buy?
« Reply #1 on: June 01, 2011, 06:23:08 AM »
Quote from: AndyDT on June 01, 2011, 06:04:44 AM
Do you rent a house/apartment or mortgage?

We bought our home outright.
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Offline lordxizor

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Re: Rent or buy?
« Reply #2 on: June 01, 2011, 06:44:55 AM »
We're renting the home we're living in currently, but also own a home (mortgage) that we're trying to get rid of in aother area of the country that we moved from.

Why do you ask? Are you considering buying?
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Offline carl320

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Re: Rent or buy?
« Reply #3 on: June 01, 2011, 08:53:05 AM »
I'm renting an apartment.
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Offline chknptpie

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Re: Rent or buy?
« Reply #4 on: June 01, 2011, 10:43:03 AM »
Just bought our house last year.
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Offline wkiml

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Re: Rent or buy?
« Reply #5 on: June 01, 2011, 10:50:59 AM »
Was  previously a home owner, now a renter
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Offline Ultimetalhead

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Re: Rent or buy?
« Reply #6 on: June 01, 2011, 11:24:46 AM »
Currently renting.
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Offline Kura

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Re: Rent or buy?
« Reply #7 on: June 01, 2011, 11:41:10 AM »
I personally rather buy than rent if it's feasible unless I know I will be moving around a lot. :3 Right now I am just starting up my career though, and plan to save for a place in the long run.
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Offline ricky

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Re: Rent or buy?
« Reply #8 on: June 01, 2011, 01:36:02 PM »
Quote from: carl320 on June 01, 2011, 08:53:05 AM
I'm renting an apartment.

+ a roomate for me.


i think renting is a better way to go. even with a fixed mortgage, market fluctuations are way too unstable for me.
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Offline lordxizor

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Re: Rent or buy?
« Reply #9 on: June 01, 2011, 01:38:34 PM »
Quote from: ricky on June 01, 2011, 01:36:02 PM
i think renting is a better way to go. even with a fixed mortgage, market fluctuations are way too unstable for me.
It's better IMO if you're single or even married without a family. The stability of owning a home can be nice when you have a family. And paying off your mortgage frees up a ton of monthly expenses, so it's great for retirement aged folks. The biggest lesson I've learned is that a home should not be treated as an investment, but a home that you will enjoy living in for the long term and not care much about the value of it.
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Offline Phantasmatron

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Re: Rent or buy?
« Reply #10 on: June 01, 2011, 04:01:01 PM »
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Offline Jamesman42

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Re: Rent or buy?
« Reply #11 on: June 01, 2011, 04:22:09 PM »
Quote from: Phantasmatron on June 01, 2011, 04:01:01 PM
Quote from: carl320 on June 01, 2011, 08:53:05 AM
I'm renting an apartment.

This.

When I making the good money, I would like to get my own house. Especially since I like to practice my instruments loud, and sing loud as well.
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Offline Tick

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Re: Rent or buy?
« Reply #12 on: June 01, 2011, 04:30:04 PM »
Bought my house in 97. I have refinanced 3 times since, when needs has risen.
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Offline MykeHavoc

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Re: Rent or buy?
« Reply #13 on: June 01, 2011, 05:06:09 PM »
I rent my own apartment.
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Offline MetalMike06

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Re: Rent or buy?
« Reply #14 on: June 01, 2011, 05:41:22 PM »
Right now I rent a house with a roommate.
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Offline AndyDT

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Re: Rent or buy?
« Reply #15 on: June 02, 2011, 04:10:31 AM »
Quote from: lordxizor on June 01, 2011, 01:38:34 PM
Quote from: ricky on June 01, 2011, 01:36:02 PM
i think renting is a better way to go. even with a fixed mortgage, market fluctuations are way too unstable for me.
It's better IMO if you're single or even married without a family. The stability of owning a home can be nice when you have a family. And paying off your mortgage frees up a ton of monthly expenses, so it's great for retirement aged folks. The biggest lesson I've learned is that a home should not be treated as an investment, but a home that you will enjoy living in for the long term and not care much about the value of it.
You have to put a deposit first while you're paying rent and then for a few years the mortgage will not usually AFAICT be any cheaper - more likely more expensive than renting!
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Offline AcidLameLTE

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Re: Rent or buy?
« Reply #16 on: June 02, 2011, 04:47:32 AM »
Other: my parents own the flat I live in right now but they live else where.
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Offline Sigz

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Re: Rent or buy?
« Reply #17 on: June 02, 2011, 04:50:41 AM »
Right now I live in a university-owned dorm, and I'll be renting a house with a few other people when I get back to the states.
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